Money Guides for Malaysia

Who needs to file, how LHDN e-Filing works, and the deadlines you should not miss.

Contribution rates, the yearly dividend, the three accounts, and when you can withdraw.

Why a 3% flat-rate loan really costs closer to 5.4%, and how to compare loans properly.

Every personal tax relief you can claim for YA 2025, what it is worth, and how to use it.

Beyond the deposit: stamp duty, legal fees and the upfront cash a first home really needs.

What EPF, SOCSO, EIS and PCB actually are, where the money goes, and a worked RM4,000 example.

The rates by holding period, exemptions that can zero the bill, and the 60-day filing rule.

Why a RM100 meal comes to RM116.60, what SST actually is, and which line on your bill is not a tax at all.

What each part of the EA form means, the figures you need for e-Filing, and what to check before you trust it.

Where the money goes when your bonus lands, with a worked RM10,000 example - and why some of it comes back.